This is how much cover your family will need in the event of a claim. We take factors into account such as income and expenditure and are able to offer full financial advice so you can have a policy that works for you.
You need to choose a policy 'term' – this is the number of years your policy will run for. This should be in line with your financial obligations and needs. Term assurance with most companies runs for a maximum of 50 years.
A none smoker is classified as someone who has not smoked, used tobacco in the last 12 months.